The direct bank transfer is one of the most secure ways to get real Australian money into your online gambling account. We’ll go through how each one works and where you can use them, so you can decide which direct banking option is best for you.
Casinos with direct bank transfers
What is a direct bank transfer?
There are a few different options which fall in the category of direct bank transfer, including wire transfers, bank cheques and online transactions via your chosen financial institution. Each of these electronic funds transfer (EFT) methods operates slightly differently in terms of fees, processing and turnaround times, while some are more readily available than others.
The best online casinos offer a myriad of deposit and withdrawal options for Australian dollars. These include credit cards and debit cards such as Visa and MasterCard, virtual debit and credit options such as Maestro and EntroPay, e-wallets such Neteller and Skrill, and pre-paid money vouchers such as Ukash and PaySafeCard.
While all the above options are highly secure and extremely convenient EFTs, they are effectively middle-men. Direct cash transfers, on the other hand, take the funds straight from your personal bank account to your favourite online casino without any extra agents in between.
Now, there can be a couple of downsides to this approach: there are often transaction fees involved, and payments can take a bit longer to process compared with credit cards and Web wallets. The upshot, though, is direct bank deposits are among the safest, most reliable money-moving methods available to Australian online gamblers – and that trumps everything else, if you ask us.
The most obvious way to make cash deposits from your personal account is the Direct Bank Transfer option at Fortune Lounge Group casinos such as Royal Vegas. This method can take up to five business days to go through to your casino balance.
Direct banking casino deposit methods
There are alternative direct deposit methods to traditional direct bank transfers (wire transfers), which allow you to access your funds right away. We detail all of the options we have tested and recommend to Australian real money punters below.
Based in Melbourne, POLi is a leading provider of online payment solutions in Australia and New Zealand. This is not an e-Wallet – there’s no registration required, and you don’t have to add funds to the site like you do with PayPal.
Rather, POLi is a real-time direct transfer method which allows you to make instant Internet transactions and purchases without the use of a credit card. This makes it an ideal option for Aussie punters who want an easy, straight-away deposit method without having to actually go through their bank. As of 2016, POLi deposits are fully available on mobile devices as well as PC and Mac.
Secure online casinos such as RoyalVegasCasino.com and GDayCasino.com all accept POLi transactions in Australian currency. To make a cash transfer with this method, simply go to the cashier at your preferred POLi casino, select it from the list of deposit options, and follow the simple instructions.
Citadel Direct Instant Banking
Like POLi, Citadel Direct provides Australian casino players with a quick and easy Internet banking platform which gives you immediate access to your bankroll. It caters for numerous national currencies besides the AUD, including the Euro (EUR), pound sterling (GBP), the Canadian dollar (CAD), the Norwegian krone (NOK) and the United States dollar (USD).
Instant Banking by Citadel Direct is accepted at several of our trusted gambling sites for Australians. It is also the recommended direct transfer method at top-ranked real money mobile casinos such as Guts.com.
Direct wire transactions are available at the vast majority of Internet gambling hubs, including real cash casinos, sports betting sites and online bingo halls. It is one of the most secure electronic funds transfer systems (EFTS) for playing AUD casino games on the Web, as it requires full confirmation of the account holder and all monies are guaranteed to go through.
Wire banking does cost a little more than other methods, with some operators charging upwards of $20 to process each outgoing transaction. It can also take up to 72 hours to process, while POLi banking and Citadel Direct deposits go through instantly. However, we would argue it is a small price to pay for peace of mind – especially if you like high-stakes casino games and want to move large sums.
Standard Internet banking
If you’re not a high roller and can’t justify the extra fees attached to wire money transfers, you can always choose to make deposits straight through your personal online banking account. This is a much cheaper and quicker option, just as safe, and is available at all major Australian banks.
The benefit of making transactions via Internet banking is in the extremely unlikely event anything should go awry, your hard-earned cash will be protected by your financial institution’s fraud policies and you will almost certainly get your money refunded.
Also known as a cashier’s check or a bank draft, many online casino sites offer this as a withdrawal option. This is not to be confused with a personal cheque, as the funds are guaranteed by the banking institution and signed off by a cashier rather than the account holder. Think of it as the predecessor to prepaid cash vouchers such as Paysafecard, as the funds are already accounted for.
Bank cheques are rarely accepted as a deposit option, as there are much more practical and convenient methods available – such as those listed above, for instance. Also, AUD withdrawals in cashier’s cheques must be delivered via snail mail or courier, which can take days or even weeks.
Alternative direct deposit methods
Other international banking options such as Trustly and Euteller may be available upon request, and some sites may even have such operators listed among the AUD deposit methods. However, due to their availability, ease of use and outstanding security protocols, we highly recommend sticking to trusted deposit methods such as POLi and Citadel Direct. These, along with banking straight through your personal account, are among the quickest, cheapest and safest ways to buy real casino credits online.
Top real money casinos for direct deposits
Each of these secure casino sites accepts Australian currency via direct online banking. All transactions are safeguarded by stringent digital security measures, including 128-bit SSL (Secure Socket Layer) encryptions – as used by leading Australian banks and major financial institutions worldwide.
G’day Casino – Enjoy multiple casino software providers, instant play technology and a phenomenal 100 per cent unlimited match bonus. If your first direct cash deposit is more than AUD $100, you also get a free slab of beer.
Slots Million – 1100+ pokies and progressives from multiple software developers like Microgaming, Net Entertainment and BetSoft, along with niche studios like Cryptologic, Elk Studios and Thunderkick you won’t find anywhere else. They easily have the largest gaming catalogue available for Australians, and their mobile casino site also offers the largest number of games – over 520 are optimised and compatible on iPhone, iPad, Samsung and Android mobile devices. New players can rake in up to AUD $200 bonus money and 100 free spins to use on the games.
Royal Vegas Casino – RVC has an Aussie bank account – meaning you can transfer money to your casino account in less than 24 hours. There is also no limit on credit card deposits making this an outstanding site for big spenders.
Guts Casino – The place to go for no-download 3D pokies by top brands such as BetSoft and Net Entertainment. Score up to AUD $300 cash credits and 100 free spins on the Starburst slot with your first three real money transactions.